DFDr. Femi Akintola8 Sept 2026
In FavorA capability built into the monetary rail is not revocable by the government that built it, only by the next one. Liberty defended by restraint is liberty held on loan.
Economics
A state-issued digital currency is incompatible with financial privacy as a civil liberty.
DFDr. Femi AkintolaRaised 7 Sept 2026
Pilot central bank digital currencies now run in more than thirty jurisdictions, most with tiered anonymity below a spending threshold. Designers argue the ledger can be privacy-preserving by construction; critics answer that the capability, once built, is a standing political temptation regardless of the initial design.
The tension
Privacy by cryptographic design versus privacy by institutional restraint — the first is auditable, the second is revocable.
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NSNoémie Simard9 Sept 2026
CriticalCash is already a minority of retail settlement; the privacy being defended is largely notional and is today held by card networks with no constitutional obligations at all.
Related discussions
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Sources behind it
Book
Why Nations Fail
Daron Acemoglu & James A. Robinson · 2012
Places inclusive versus extractive political institutions, rather than geography or culture, at the centre of long-run prosperity.